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Affordable Universal Health Care Insurance Systems & Program Structures for First-World Countries

Regulators and health care industry professionals seeking to bridge the coverage gap issue can now turn to an affordable universal health care insurance system and attending program structure offered as part of the Capitalism Version 2.0 syllabus materials for regulators, central bank authorities and health care industry professions.  This systemic solution is also the only systemic solution available today that offers the means of completely bridging the so-called "coverage gap" caused by units of government being ordered as endogenous variables and using the taxation or deficit spending approach to program funding that creates these gaps.  The nature of the issues facing regulators and health care industry professionals always comes back to the issues that start the quest:

1. Is there a way to bridge the coverage gap created by endogenous ordered units of government vis-à-vis the private-sector host economy?  Capitalism Version 2.0 provides a solution that is 100% effective in clearing the coverage gap issue from the playing field.  Be reordering units of government out of the health care delivery system itself and relegating their role to that of a financial services entity that is an exogenous entity, the federal government (assumed to be acting for all units of government) now has the opportunity to put down the taxation revenue model of government and adopt the investment-income model of government pursuant to the principles of Lovellian Economics.  The investment-income model means that the costs of the gap coverage - along with the basic care program module costs - now constitute a stimulus to the private-sector economy and are paid on a current basis using the combination of user fees (typically set at $30 per person per month) and the co-payment obligation is typically 2.00% of the total bill (prior to the catastrophic illness cut-off that is typically a total stop-limit of $10,000 per annum) using the Health Plus savings account plus that is part of every member's Special Personal Retirement Account (SPRA) in the program.  This allows for 100% coverage for all types of health care other than electives: these procedures and medicines require a co-payment of 7.00% (the same for those who do not make the $30 per person per month user fee payment).  The combination of these elements typically provide all the necessary predicate financing (the Capitalism Version 2.0 payment system "primer") to fully defease all costs in the current payment window (same day billing/collection/payment/defeasance).

2. Is there a way to address the insurance affordability issue and universal coverage issues that conspire to end both?  Under the Health Plus component program approach that is part of the Capitalism Version 2.0 syllabus, affordability and universal coverage are different sides of a three-sided coin that includes access.  In order to address rationing of  care, beyond the near-term 5-year to 8-year window, the Health Plus program is always coupled with the Education Plus entitlement program to provide the funding necessary to eliminate the cost of education barrier to those who would enter the medical field.  By eliminating the cost of education barrier, Capitalism Version 2.0 provides all sides of the solution to access: user affordability, reduction of rationing due to heightened education access for medical providers and greatly enhanced capital market access for new medical services providers seeking to sponsor and start-up a new medical services company pursuant to the TREX-compliant program funding construct designed specifically to provide full capital funding for new medical services industry entrants.  This means all first-world democracies can adopt the Lovellian Economics model and expect these benefits as a very near-term result from start-up.

This discussion continues.

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